Billions of euros forgotten in German banks and no one claims them

Por Aracely Molina
26 June, 2026

Between 4.200 and 9.000 billion euros are trapped in German bank accounts. No one spends them, no one claims them, and the German government itself still does not know what to do with them. 💶

They are deposits from deceased people with no heirs, savings forgotten for decades, and accounts whose owners disappeared without a trace. The German Ministry of Research documented it in 2021 and, five years later, the money is still there. Other countries have already found solutions: in the United Kingdom it funds social projects, in France it goes to the State, in the United States it is managed by an Unclaimed Property Office that allows it to be recovered. Germany is still deliberating. 🏦

And if you thought this only happens far away: in Chile there are more than $160 billion in bank claims pending collection, according to the CMF in 2026. If an account has no activity for two years, the bank must report it publicly — and that money could be yours. The CMF has a free search tool where you can check. What no one claims in Chile ends up with the Fire Department. 🚒

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